Advisers
Adam Smith
Founder, Succession Matters
With over 30 years of experience, Adam Smith is a respected adviser in estate planning, business succession, personal insurance solutions, and claims advocacy. He established Succession Matters in 2013 to help individuals and business owners make confident, informed decisions about their future.
Adam is known for his ability to simplify complex matters and deliver clear, empathetic advice. Whether supporting straightforward needs or navigating intricate business structures, he ensures clients have the right plans in place especially when it matters most, at claim time.
He is also a passionate contributor to the financial services industry and the disability community, serving on industry boards and providing ongoing support to families with special needs.
Outside of work, Adam enjoys caravanning, fishing, and spending quality time with his family. He’s an avid follower of AFL, rugby, and cricket often joined by his loyal dog, Harley.
Luke Towers
Succession Adviser
Director
Luke has been in the financial planning industry since he graduated in 2011, finding early on in his career he was drawn towards helping others on the matters that could have the biggest impact on their lives.
After witnessing the benefits that appropriate planning can have in the realm of ‘succession’, Luke has naturally specialised in helping families and businesses put together strategies for what would happen if the unexpected was to occur.
Luke loves to understand what is important to clients and to build long term relationships with them – being there to help them as they progress through the ‘ages and stages’ of their life. Most of all, he prides himself on being there for them when it matters the most.
As a Certified Financial Planner® Luke has achieved the highest financial planning designation worldwide to go along with his Masters of Financial Planning and Bachelor of Commerce degrees. However, it’s not his qualifications or professionalism which set him apart, it is his genuine warmth and empathy which are on display every day.
A family man, Luke enjoys spending his time outside of work with his wife Molly and 2 year old son Charlie. Luke remains involved in cricket which is both a passion and former career of his (Luke previously represented Western Australia on 16 occasions). Luke also has links to the disability community with many varied roles in this sector – a contribution which he is looking to continue to build on in the years ahead.
Client Services
Coralie Prattley
Senior Client Services Manager
Coralie brings many years of experience in the financial services industry, having worked in boutique financial planning practices. With extensive knowledge of insurance, she has a deep appreciation for the vital role it plays in protecting
individuals and families. Coralie is passionate about delivering exceptional service and is committed to ensuring every client feels supported and understood.
As the leader of our client services team, Coralie sets high standards and expectations, fostering a culture of care and excellence.
Outside of work, she enjoys spending quality time with family and friends. A keen gamer, Coralie often spends her weekends playing online games with friends.
Rona Nobleza
Client Services Manager
Rona became a valued member of Succession Matters team in July 2022. She plays a vital role in the implementation and ongoing management of risk insurance, while also providing support across all our client services.
Working remotely from the vibrant city of Cebu in the Philippines, Rona consistently delivers exceptional service even when she’s behind the scenes. Her dedication and attention to detail and collaborative spirit make her a trusted go-to for both the team and our clients.
When she’s not at work, you’ll find her hanging out with her cats, Lily & Ellie, and staying active through freediving, going for a hike, or hitting the gym – anything that keeps her feeling her best and having fun.
Genevieve Quijano
Client Services Coordinator
Gen joined Succession Matters in January 2025 and is also based in Cebu, Philippines. She excels in managing client relationships, addressing inquiries, and ensuring seamless communication between clients and internal teams. Her
commitment to maintaining accurate client records and providing timely resolutions reflects her dedication to service excellence.
Outside her professional role, Gen loves hanging out with friends over a cup of coffee, watching movies, discovering different islands, and seeking opportunities for personal and professional growth. She also loves to spend time with her family, including her fur baby, Snow.