What is childhood trauma cover?

A lump sum nominated by you (e.g. $10,000 – $200,000) payable on diagnosis of a specified condition e.g. cancer, to help cope with an unexpected crisis.

Why would you consider insuring your children?

It’s difficult enough contemplating something happening to ourselves let alone our children and how we may react and cope in trying circumstances. So, ask yourself what would be the financial impact if you were to take leave without pay to care for your child and could you afford to do so?

Trauma cover provides choice and certainty for families by providing financial security to deal with an unforeseen crisis.

Example of specified trauma conditions covered:

• Aplastic Anaemia
• Bacterial Meningitis
• Benign Brain Tumour
• Blindness
• Cancer
• Cardiomyopathy
• Chronic Kidney Failure
• transplantation
• Chronic Liver Failure
• Coma
• Deafness – permanent
• Death
• Encephalitis
• Heart Attack
• Heart Valve Surgery
• HIV Contracted Through Medical Procedures
• Intensive Care – requiring continuous mechanical ventilation for 10 days
• Loss of Speech
• Major Brain Injury
• Major Burns
• Major Organ or Bone Marrow Transplant
• Meningococcal Septicaemia
• Open Heart Surgery
• Out of Hospital Cardiac Arrest
• Paralysis
• Pneumonectomy– complete removal of entire lung
• Primary Pulmonary Hypertension
• Stroke

How do you apply?

Generally available for children ages 2-18 and is an additional benefit to your trauma policy.

For further information specific to your needs, please contact Succession Matters to find out how best to protect you and your family.